Settling a Personal Injury Claim vs. Filing a Lawsuit
Jason B. Goldman • December 21, 2022
Many potential clients are hesitant to proceed with an automobile accident injury claim against the at-fault driver because they believe it will require the filing of a lawsuit that will ultimately end up in a trial. This is absolutely not the case. In fact, most automobile accident injury claims are resolved with insurance carriers through negotiation before any lawsuit is filed. While every case is different, if a fair, negotiated settlement is reached with an insurance carrier prior to filing a lawsuit, the claim can be resolved voluntarily without the assistance of the courts.
Oftentimes, adjusters for insurance carriers contact injured victims quickly after an accident to try and settle their claims fast and inexpensively, before an injured party has even had a chance to speak to an experienced personal injury attorney. We can cite countless examples of clients seeking our assistance after having already settled their injury claim directly with an insurance adjuster for a nominal amount. Unfortunately, after a claim has been settled by an injured party directly with an insurance adjuster, it cannot be “unsettled”. Always keep in mind an insurance adjuster’s job is to settle an injury claim for as little as possible, which benefits his/her employer – not you. Opposing insurance adjusters have no duty or obligation to negotiate with you fairly, or otherwise “do the right thing” by you. On the contrary, the only job of a highly skilled personal injury attorney is to protect you and your family’s interests.
The more serious your injuries, the more important it is to have an experienced personal injury attorney by your side. The fair value for injury claims involving serious injuries (broken bones, surgeries, permanent scarring), extended hospitalizations and medical care, and substantial lost wages far exceeds what an insurance adjuster will offer you at the outset of an automobile accident injury claim. The larger your claim, it is imperative to contact an experienced personal injury attorney to protect your interests.
While most injury claims can be settled before the filing of a lawsuit, this is not always the case. If insurance carriers will not agree to compensate our clients with an appropriate settlement amount, we request permission from our clients to file an appropriate lawsuit at that time. Ultimately, the filing of a lawsuit is the decision of our client, based on our legal advice. We cannot (and would not) force a client to settle a case, nor can (or would) we force a client to file a lawsuit. The final decision to settle a case or file a lawsuit rests exclusively with our clients.
Even if a lawsuit is filed, most filed cases are resolved at some point before an actual trial occurs. Settlement negotiations usually continue between your attorney and the insurance company’s hired attorney after a lawsuit is filed. Also, during the litigation process a judge will order the parties to mediation – another effort to see if a compromise is possible that will settle your injury claim without the need for trial.
We understand that not a single client wants to have a trial. The process is long, costly, and stressful. So, our approach with insurance carriers is simple: We inundate insurance adjusters with irrefutable documentation regarding your claim early and often, with the help of your medical professionals, so that when the time comes to discuss settling your claim, the opposing insurance adjuster sees that your claim is strong and therefore worthy of substantial compensation. When it comes to your personal injury claim, we follow the common sports analogy: the best defense is a good offense.
Please call us for a FREE CONSULTATION at 941.625.6666. On personal injury claims, we do not receive a fee unless we win your claim and recover funds for you. At no time will you be asked to pay a retainer, or otherwise come out-of-pocket for any money associated with your claim. We only recover our fees and costs is we recover for you!
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August marks the return to school for thousands of children across Charlotte County. As families in Port Charlotte, Punta Gorda, Englewood, and North Port prepare backpacks and school supplies, the roads, neighborhoods, and school zones around our community are about to get a lot busier. That shift happens fast and not everyone is ready for it. At Goldman, Tiseo & Sturges, P.A., we care deeply about the safety of Charlotte County's children and families. Every August, we see an increase in school zone accidents, pedestrian injuries, and bus stop incidents, many of which are entirely preventable. This guide is for parents, drivers, and the entire community as we welcome a new school year. School Zone Safety in Charlotte County: What Drivers Must Know When school is in session, Charlotte County school zones require drivers to slow down, stay alert, and follow the rules, no exceptions. Speeding in a school zone is not just dangerous; it carries significant fines under Florida law. Key rules for driving in Charlotte County school zones: • Reduce speed to 20 mph or the posted school zone speed limit when lights are flashing • Never pass a stopped school bus with flashing red lights, Florida law requires all traffic to stop • Avoid using your phone or any handheld device while driving in school zones • Watch for children darting between parked cars, especially near drop-off and pickup areas • Yield to pedestrians at crosswalks, always • Allow extra travel time during morning and afternoon school hours along heavily trafficked routes like Tamiami Trail and Kings Highway If a driver violates school zone laws and injures a child, they may face serious legal consequences, including a personal injury lawsuit. At Goldman, Tiseo & Sturges, P.A., we represent children and families injured in school zone accidents throughout Charlotte County. Bus Stop Safety for Charlotte County Families School bus stops are some of the most dangerous locations for children every morning and afternoon. In Florida, children are most at risk during the moments they are getting on or off the bus, not while riding it. Tips for keeping children safe at the bus stop: • Arrive at the bus stop five minutes early, rushing children into the road is a leading cause of injury • Stand at least six feet away from the curb while waiting for the bus • Never cross in front of the bus until the driver signals it is safe to do so • Teach children to make eye contact with the driver before crossing • Remind children never to bend down near a bus, drivers cannot see children close to the vehicle • If your child drops something near the bus, they should never stop to pick it up, tell the driver first Drivers in neighborhoods throughout Port Charlotte, Punta Gorda, Englewood, and North Port should be especially vigilant during school hours. A flashing stop signs on a school bus means stop, regardless of which direction you are traveling on the road. Walking and Biking to School Safely in Charlotte County Many Charlotte County students walk or ride their bikes to school. Florida's warm August weather and growing neighborhoods make active commuting common, but it also puts children in close contact with vehicle traffic every day. For students walking or biking to school: • Always use designated crosswalks and wait for the walk signal • Make eye contact with drivers before stepping into the road • Wear a properly fitted helmet when riding a bicycle, Florida law requires it for riders under 16 • Use bike lanes where available and ride in the same direction as traffic • Wear bright or reflective clothing, especially during early morning commutes • Put phones away while walking or biking, distraction is a leading cause of pedestrian accidents For drivers sharing the road with young pedestrians and cyclists: • Expect the unexpected, children do not always look before stepping into the road • Never pass a cyclist without giving at least three feet of clearance under Florida's Safe Passing Law • Be especially cautious near middle and elementary schools where younger children are less predictable • Treat every crosswalk as if a child might step into it Drop-Off and Pickup Zone Safety School drop-off and pickup lines are chaotic by nature. Parents are in a hurry, children are distracted, and the combination creates real danger. Across Charlotte County schools, parking lot and drop-off zone accidents are a consistent problem at the start of every school year. Stay safe during drop-off and pickup: • Follow the school's designated traffic pattern, do not create your own shortcuts through parking lots • Never double-park or block other vehicles in the drop-off lane • Keep children inside the vehicle until you reach the designated drop-off point • Do not use your phone while moving through the school parking lot • Be patient, the extra two minutes are not worth the risk to a child's life Parking lot accidents are often classified as premises liability or negligence cases. If your child was injured in a school drop-off zone due to another driver's careless behavior, you may have legal recourse. When School-Related Accidents Happen: Know Your Rights Unfortunately, back-to-school season also brings a rise in personal injury cases involving children in Charlotte County. Whether it's a driver running through a school zone, a bus stop accident, or a pedestrian struck at a crosswalk, when a child is injured due to someone else's negligence, families deserve justice. If your child is injured in a school-related accident: • Seek medical attention immediately, even if injuries appear minor • Document the scene with photos and gather witness contact information • Report the incident to school officials and law enforcement • Do not speak with the other party's insurance company before consulting an attorney • Contact Goldman, Tiseo & Sturges, P.A. for a free consultation, we handle cases involving children with the highest level of care and urgency Florida law provides important protections for injured children and their families. Depending on the circumstances, you may be entitled to compensation for medical bills, future care, pain and suffering, and more. A Safe School Year for Every Family in Charlotte County As the new school year begins, we want every child in Port Charlotte, Punta Gorda, Englewood, and North Port to arrive and return home safely. It takes the entire community: parents, drivers, pedestrians, and students, to make that happen. From all of us at Goldman, Tiseo & Sturges, P.A., we wish Charlotte County's students, teachers, and families a wonderful and safe school year. We are proud to be part of this community, and we are here whenever you need us. Contact Our Charlotte County Personal Injury Attorneys If your child or a family member has been injured in a school zone accident, bus stop incident, or any accident related to back-to-school traffic in Charlotte County, our experienced legal team is ready to help. Goldman, Tiseo & Sturges, P.A. (941) 625-6666 Serving Port Charlotte, Punta Gorda, Englewood, North Port, and all of Charlotte County gtslawfirm.com
August marks the return to school for thousands of children across Charlotte County. As families in Port Charlotte, Punta Gorda, Englewood, and North Port prepare backpacks and school supplies, the roads, neighborhoods, and school zones around our community are about to get a lot busier. That shift happens fast and not everyone is ready for it. At Goldman, Tiseo & Sturges, P.A., we care deeply about the safety of Charlotte County's children and families. Every August, we see an increase in school zone accidents, pedestrian injuries, and bus stop incidents, many of which are entirely preventable. This guide is for parents, drivers, and the entire community as we welcome a new school year. School Zone Safety in Charlotte County: What Drivers Must Know When school is in session, Charlotte County school zones require drivers to slow down, stay alert, and follow the rules, no exceptions. Speeding in a school zone is not just dangerous; it carries significant fines under Florida law. Key rules for driving in Charlotte County school zones: • Reduce speed to 20 mph or the posted school zone speed limit when lights are flashing • Never pass a stopped school bus with flashing red lights, Florida law requires all traffic to stop • Avoid using your phone or any handheld device while driving in school zones • Watch for children darting between parked cars, especially near drop-off and pickup areas • Yield to pedestrians at crosswalks, always • Allow extra travel time during morning and afternoon school hours along heavily trafficked routes like Tamiami Trail and Kings Highway If a driver violates school zone laws and injures a child, they may face serious legal consequences, including a personal injury lawsuit. At Goldman, Tiseo & Sturges, P.A., we represent children and families injured in school zone accidents throughout Charlotte County. Bus Stop Safety for Charlotte County Families School bus stops are some of the most dangerous locations for children every morning and afternoon. In Florida, children are most at risk during the moments they are getting on or off the bus, not while riding it. Tips for keeping children safe at the bus stop: • Arrive at the bus stop five minutes early, rushing children into the road is a leading cause of injury • Stand at least six feet away from the curb while waiting for the bus • Never cross in front of the bus until the driver signals it is safe to do so • Teach children to make eye contact with the driver before crossing • Remind children never to bend down near a bus, drivers cannot see children close to the vehicle • If your child drops something near the bus, they should never stop to pick it up, tell the driver first Drivers in neighborhoods throughout Port Charlotte, Punta Gorda, Englewood, and North Port should be especially vigilant during school hours. A flashing stop signs on a school bus means stop, regardless of which direction you are traveling on the road. Walking and Biking to School Safely in Charlotte County Many Charlotte County students walk or ride their bikes to school. Florida's warm August weather and growing neighborhoods make active commuting common, but it also puts children in close contact with vehicle traffic every day. For students walking or biking to school: • Always use designated crosswalks and wait for the walk signal • Make eye contact with drivers before stepping into the road • Wear a properly fitted helmet when riding a bicycle, Florida law requires it for riders under 16 • Use bike lanes where available and ride in the same direction as traffic • Wear bright or reflective clothing, especially during early morning commutes • Put phones away while walking or biking, distraction is a leading cause of pedestrian accidents For drivers sharing the road with young pedestrians and cyclists: • Expect the unexpected, children do not always look before stepping into the road • Never pass a cyclist without giving at least three feet of clearance under Florida's Safe Passing Law • Be especially cautious near middle and elementary schools where younger children are less predictable • Treat every crosswalk as if a child might step into it Drop-Off and Pickup Zone Safety School drop-off and pickup lines are chaotic by nature. Parents are in a hurry, children are distracted, and the combination creates real danger. Across Charlotte County schools, parking lot and drop-off zone accidents are a consistent problem at the start of every school year. Stay safe during drop-off and pickup: • Follow the school's designated traffic pattern, do not create your own shortcuts through parking lots • Never double-park or block other vehicles in the drop-off lane • Keep children inside the vehicle until you reach the designated drop-off point • Do not use your phone while moving through the school parking lot • Be patient, the extra two minutes are not worth the risk to a child's life Parking lot accidents are often classified as premises liability or negligence cases. If your child was injured in a school drop-off zone due to another driver's careless behavior, you may have legal recourse. When School-Related Accidents Happen: Know Your Rights Unfortunately, back-to-school season also brings a rise in personal injury cases involving children in Charlotte County. Whether it's a driver running through a school zone, a bus stop accident, or a pedestrian struck at a crosswalk, when a child is injured due to someone else's negligence, families deserve justice. If your child is injured in a school-related accident: • Seek medical attention immediately, even if injuries appear minor • Document the scene with photos and gather witness contact information • Report the incident to school officials and law enforcement • Do not speak with the other party's insurance company before consulting an attorney • Contact Goldman, Tiseo & Sturges, P.A. for a free consultation, we handle cases involving children with the highest level of care and urgency Florida law provides important protections for injured children and their families. Depending on the circumstances, you may be entitled to compensation for medical bills, future care, pain and suffering, and more. A Safe School Year for Every Family in Charlotte County As the new school year begins, we want every child in Port Charlotte, Punta Gorda, Englewood, and North Port to arrive and return home safely. It takes the entire community: parents, drivers, pedestrians, and students, to make that happen. From all of us at Goldman, Tiseo & Sturges, P.A., we wish Charlotte County's students, teachers, and families a wonderful and safe school year. We are proud to be part of this community, and we are here whenever you need us. Contact Our Charlotte County Personal Injury Attorneys If your child or a family member has been injured in a school zone accident, bus stop incident, or any accident related to back-to-school traffic in Charlotte County, our experienced legal team is ready to help. Goldman, Tiseo & Sturges, P.A. (941) 625-6666 Serving Port Charlotte, Punta Gorda, Englewood, North Port, and all of Charlotte County gtslawfirm.com
The Fourth of July is one of the most celebrated holidays across Charlotte County. Families in Port Charlotte, Punta Gorda, Englewood, and North Port gather for fireworks, cookouts, boating trips, and community events to honor America's independence. But with the excitement of the holiday comes a significant increase in accidents and injuries, many of which are entirely preventable. At Goldman, Tiseo & Sturges, P.A., we're proud members of the Charlotte County community. Every year around the Fourth of July, we see a rise in personal injury cases from fireworks accidents and DUI crashes to boating collisions and slip-and-fall injuries at public events. This guide is designed to help you and your family enjoy a safe, joyful Independence Day. Fireworks Injuries in Charlotte County: What You Need to Know Fireworks are a Fourth of July tradition, but they are also one of the leading causes of holiday injuries in Florida. According to the U.S. Consumer Product Safety Commission, thousands of people are treated in emergency rooms for fireworks-related injuries every year with burns, eye injuries, and hand trauma being the most common. Fireworks safety tips for Charlotte County residents: Never allow children to handle fireworks, including sparklers. Sparklers burn at over 1,800 degrees Fahrenheit Only use legal consumer fireworks purchased from licensed retailers Keep a bucket of water or garden hose nearby when lighting fireworks Never relight a firework that failed to ignite, wait 20 minutes, then soak it in water Attend a professional public fireworks display: the safest option for families If injured by fireworks, seek immediate medical attention and document the scene If you were injured by a defective fireworks product or due to someone else's reckless use, you may have a personal injury claim. A Charlotte County personal injury attorney at Goldman, Tiseo & Sturges, P.A. can help you understand your legal options. Fourth of July Traffic and DUI Accidents on Charlotte County Roads The Fourth of July is consistently one of the deadliest days on Florida roads. Increased traffic on Tamiami Trail, Kings Highway, and US-41 combined with impaired drivers returning from celebrations creates dangerous conditions throughout Charlotte County. Stay safe on the road this Independence Day: Designate a sober driver before the celebration begins Use a rideshare service if you plan to drink: Uber and Lyft are available throughout Charlotte County Allow extra travel time: traffic near Punta Gorda, Port Charlotte, and Englewood events will be heavy Watch for pedestrians walking to and from fireworks displays after dark Avoid distracted driving: fireworks overhead create visual distractions on the road If you see an impaired driver, call 911 If you are injured in a DUI accident or car crash in Charlotte County on the Fourth of July, contact law enforcement immediately, seek medical care, and reach out to an experienced personal injury attorney as soon as possible. Boating Safety on Charlotte Harbor and Southwest Florida Waterways Charlotte Harbor, the Peace River, and the Gulf of Mexico attract thousands of boaters every Fourth of July. It's one of the busiest days on Southwest Florida waterways and one of the most dangerous. Boating Under the Influence (BUI) is illegal in Florida and treated with the same severity as DUI on the road. Boating safety reminders for Independence Day: Ensure every passenger has a properly fitted, Coast Guard-approved life jacket Designate a sober boat operator: BUI carries serious legal penalties in Florida File a float plan with someone onshore before departing Reduce speed in no-wake zones and congested waterways Watch for swimmers, kayakers, and paddleboarders near shore Check weather forecasts before heading out: afternoon storms are common in July Boating accident victims in Charlotte County have legal rights. If you or a loved one is injured due to a negligent boat operator, our personal injury attorneys can help you pursue compensation for medical bills, lost wages, and pain and suffering. Slip-and-Fall and Premises Liability at Fourth of July Events Public Fourth of July events, parades, concerts, festivals, and fireworks displays draw large crowds in Port Charlotte and across Charlotte County. Unfortunately, crowded venues and temporary event setups can create hazardous conditions for attendees. Common premises liability hazards at public events: Uneven ground, wet grass, or slippery surfaces near food and beverage areas Inadequate lighting in parking areas and walkways after dark Overcrowded exit paths creating trip and fall hazards Poorly secured temporary structures, tents, or stages Insufficient security leading to altercations and injuries Property owners and event organizers in Florida have a legal duty to maintain safe conditions for guests. If negligence caused your injury at a Fourth of July event in Charlotte County, you may be entitled to compensation. What to Do If You Are Injured This Fourth of July in Charlotte County Taking the right steps after an accident protects both your health and your legal rights: Seek medical attention immediately, even if injuries seem minor, some symptoms appear hours or days later Call law enforcement and ensure an official report is filed Photograph the scene, any hazards, your injuries, and the surrounding area Gather names and contact information from witnesses Do not give a recorded statement to an insurance company without first speaking to an attorney Contact Goldman, Tiseo & Sturges, P.A. for a free consultation, the sooner you have legal guidance, the better protected your rights will be A Message to Our Charlotte County Community The Fourth of July is a time to celebrate the freedoms we cherish and the community that makes Charlotte County such a wonderful place to call home. From Port Charlotte and Punta Gorda to Englewood and North Port, we are proud to serve the families who make this area special. When accidents happen, Goldman, Tiseo & Sturges, P.A. is here. We provide personalized, compassionate legal representation to injury victims throughout Southwest Florida and we're committed to fighting for the compensation you and your family deserve. From all of us at Goldman, Tiseo & Sturges, P.A., have a safe, happy, and memorable Fourth of July. Contact Our Charlotte County Personal Injury Attorneys If you or a loved one has been injured in a Fourth of July accident, whether from fireworks, a car crash, a boating collision, or a slip and fall. Our experienced legal team is ready to help. Goldman, Tiseo & Sturges, P.A. (941) 625-6666 Serving Port Charlotte, Punta Gorda, Englewood, North Port, and all of Charlotte County
The Fourth of July is one of the most celebrated holidays across Charlotte County. Families in Port Charlotte, Punta Gorda, Englewood, and North Port gather for fireworks, cookouts, boating trips, and community events to honor America's independence. But with the excitement of the holiday comes a significant increase in accidents and injuries, many of which are entirely preventable. At Goldman, Tiseo & Sturges, P.A., we're proud members of the Charlotte County community. Every year around the Fourth of July, we see a rise in personal injury cases from fireworks accidents and DUI crashes to boating collisions and slip-and-fall injuries at public events. This guide is designed to help you and your family enjoy a safe, joyful Independence Day. Fireworks Injuries in Charlotte County: What You Need to Know Fireworks are a Fourth of July tradition, but they are also one of the leading causes of holiday injuries in Florida. According to the U.S. Consumer Product Safety Commission, thousands of people are treated in emergency rooms for fireworks-related injuries every year with burns, eye injuries, and hand trauma being the most common. Fireworks safety tips for Charlotte County residents: Never allow children to handle fireworks, including sparklers. Sparklers burn at over 1,800 degrees Fahrenheit Only use legal consumer fireworks purchased from licensed retailers Keep a bucket of water or garden hose nearby when lighting fireworks Never relight a firework that failed to ignite, wait 20 minutes, then soak it in water Attend a professional public fireworks display: the safest option for families If injured by fireworks, seek immediate medical attention and document the scene If you were injured by a defective fireworks product or due to someone else's reckless use, you may have a personal injury claim. A Charlotte County personal injury attorney at Goldman, Tiseo & Sturges, P.A. can help you understand your legal options. Fourth of July Traffic and DUI Accidents on Charlotte County Roads The Fourth of July is consistently one of the deadliest days on Florida roads. Increased traffic on Tamiami Trail, Kings Highway, and US-41 combined with impaired drivers returning from celebrations creates dangerous conditions throughout Charlotte County. Stay safe on the road this Independence Day: Designate a sober driver before the celebration begins Use a rideshare service if you plan to drink: Uber and Lyft are available throughout Charlotte County Allow extra travel time: traffic near Punta Gorda, Port Charlotte, and Englewood events will be heavy Watch for pedestrians walking to and from fireworks displays after dark Avoid distracted driving: fireworks overhead create visual distractions on the road If you see an impaired driver, call 911 If you are injured in a DUI accident or car crash in Charlotte County on the Fourth of July, contact law enforcement immediately, seek medical care, and reach out to an experienced personal injury attorney as soon as possible. Boating Safety on Charlotte Harbor and Southwest Florida Waterways Charlotte Harbor, the Peace River, and the Gulf of Mexico attract thousands of boaters every Fourth of July. It's one of the busiest days on Southwest Florida waterways and one of the most dangerous. Boating Under the Influence (BUI) is illegal in Florida and treated with the same severity as DUI on the road. Boating safety reminders for Independence Day: Ensure every passenger has a properly fitted, Coast Guard-approved life jacket Designate a sober boat operator: BUI carries serious legal penalties in Florida File a float plan with someone onshore before departing Reduce speed in no-wake zones and congested waterways Watch for swimmers, kayakers, and paddleboarders near shore Check weather forecasts before heading out: afternoon storms are common in July Boating accident victims in Charlotte County have legal rights. If you or a loved one is injured due to a negligent boat operator, our personal injury attorneys can help you pursue compensation for medical bills, lost wages, and pain and suffering. Slip-and-Fall and Premises Liability at Fourth of July Events Public Fourth of July events, parades, concerts, festivals, and fireworks displays draw large crowds in Port Charlotte and across Charlotte County. Unfortunately, crowded venues and temporary event setups can create hazardous conditions for attendees. Common premises liability hazards at public events: Uneven ground, wet grass, or slippery surfaces near food and beverage areas Inadequate lighting in parking areas and walkways after dark Overcrowded exit paths creating trip and fall hazards Poorly secured temporary structures, tents, or stages Insufficient security leading to altercations and injuries Property owners and event organizers in Florida have a legal duty to maintain safe conditions for guests. If negligence caused your injury at a Fourth of July event in Charlotte County, you may be entitled to compensation. What to Do If You Are Injured This Fourth of July in Charlotte County Taking the right steps after an accident protects both your health and your legal rights: Seek medical attention immediately, even if injuries seem minor, some symptoms appear hours or days later Call law enforcement and ensure an official report is filed Photograph the scene, any hazards, your injuries, and the surrounding area Gather names and contact information from witnesses Do not give a recorded statement to an insurance company without first speaking to an attorney Contact Goldman, Tiseo & Sturges, P.A. for a free consultation, the sooner you have legal guidance, the better protected your rights will be A Message to Our Charlotte County Community The Fourth of July is a time to celebrate the freedoms we cherish and the community that makes Charlotte County such a wonderful place to call home. From Port Charlotte and Punta Gorda to Englewood and North Port, we are proud to serve the families who make this area special. When accidents happen, Goldman, Tiseo & Sturges, P.A. is here. We provide personalized, compassionate legal representation to injury victims throughout Southwest Florida and we're committed to fighting for the compensation you and your family deserve. From all of us at Goldman, Tiseo & Sturges, P.A., have a safe, happy, and memorable Fourth of July. Contact Our Charlotte County Personal Injury Attorneys If you or a loved one has been injured in a Fourth of July accident, whether from fireworks, a car crash, a boating collision, or a slip and fall. Our experienced legal team is ready to help. Goldman, Tiseo & Sturges, P.A. (941) 625-6666 Serving Port Charlotte, Punta Gorda, Englewood, North Port, and all of Charlotte County