3 SIMPLE WAYS TO KEEP YOUR FAMILY PROTECTED THIS HOLIDAY SEASON

Jason B. Goldman • December 7, 2015
3 SIMPLE WAYS TO KEEP YOUR FAMILY PROTECTED THIS HOLIDAY SEASON

The New Year is almost upon us. Our part-time residents are returning to Port Charlotte, Punta Gorda, and Englewood from Canada, the Northeast, and the Midwest. The Charlotte County roads will be crowded, traffic will be heavy, attention will be diverted from the road to looking for the next shopping center to turn into for gift buying, and many other drivers will make unwise decisions to drive home from holiday parties after having partaken of too much holiday cheer. In the next month, many serious accidents will occur in Port Charlotte, Punta Gorda, and Englewood……some with dire consequences.

Here are some recommendations for early New Years resolutions to help protect you and your family:

1. YOUR AUTOMOBILE INSURANCE:

Make an appointment to meet your automobile insurance agent, in person, to discuss the exact coverage you carry on your automobile insurance policy, and how much of each coverage you carry. Please review our blog article dated September 8, 2015 entitled “Does Your Automobile/motorcycle Insurance Provide You with “Full Coverage”? Almost Certainly Not…”  https://gtslaw.wpengine.com/punta-gorda-motorcycle-insurance-port-charlotte-motorcycle-insurance/  I have handled countless automobile, motorcycle, and bicycle accidents in Port Charlotte, Punta Gorda, and Englewood in the last 20 years. While virtually everyone feels they have full coverage, in my experience less than 1 in 10 people has adequate coverage for their family’s specific needs. If you don’t have the appropriate levels of automobile insurance coverage, it could add insult to a serious injury suffered over the holidays.

2. IF YOU OWN A DOG OR PET:

If you own a dog or other pet, you need to call your homeowners insurance company to determine whether or not you are covered for animal liability – you’re very likely not currently covered. Since 2005, when the Allstate, State Farm, and Nationwides of the world left the Florida homeowners insurance market completely and were replaced by “lesser” companies, almost every one of these lesser companies excluded coverage for animal liability from their standard homeowners policies. That means, if you own a dog and your homeowners insurance is not through a traditional “name-brand” insurance carrier, there’s a greater than 95% chance you are not covered if your dog seriously injuries someone, whether it be on or off your property. This leaves you and your family completely exposed to a lawsuit being filed against you (which your homeowners insurance carrier will not defend) and a personal monetary judgment being entered against you (which your homeowners insurance carrier will not pay).

You can contact a local insurance agent and, for a few hundred dollars per year, purchase a special animal liability policy to cover this gap you almost certainly have in your homeowners policy. Please purchase this policy, both for your own piece of mind, and also for the benefit of the child or neighbor who accidentally gets bitten or injured by your dog. Purchasing this insurance is not only the smart thing to do, but it’s also the right thing to do.

3. AVOIDING HOLIDAY DRINKING AND DRIVING:

There’s no other way to say this: drinking and driving is equal parts dangerous, foolish, and potentially expensive. For your  sake, the ones you love and other strangers on the road with families of their own, don’t imbibe at holiday parties and expect to get yourself home in one piece. Drinking and driving is Russian Roulette played with automobiles and intoxicants instead of guns. Even if someone is lucky enough to avoid killing or hurting themselves or others, a DUI arrest, along with its associated attorney’s fees, financial criminal punishments, and driver’s license suspension, are incredibly expensive, time consuming, and could result in extensive monitored probation and possibly substantial jail time.

As responsible adults, we all know before attending a party whether or not we’ll be imbibing or not. Be realistic with yourself before leaving your home, and make preparations in case you are unable to drive yourself home, such as:

A. Already having the telephone number of a cab handy – and then use it.

B. Already having a designated driver appointed – and let him/her drive you home.

C. If you have AAA or some other form of roadside assistance which includes tow service, call them to your location and let them know your car won’t start. When the tow driver arrives, just tell him again your car won’t start, and you’d like the car towed to your home. He’ll even give you a ride in his truck back to your house! You should tip the tow driver generously for providing this valuable public service. And the next morning, when you wake up a little foggy, not only will you be safe and sound in your own bed, but you’ll also have your car conveniently in your own driveway rather than having to make plans to go pick it up.

From everyone here at Goldman, Tiseo & Sturges Attorneys at Law, we wish you and yours the happiest of holiday seasons! Please be safe and enjoy your families.

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Out-of-State Defendant for a Personal Injury Case

By Jason B. Goldman • September 8, 2025
Getting injured because of someone else’s negligence is stressful enough but what happens if the person or business responsible doesn’t live in Florida? Many people wonder if they can pursue a personal injury claim against someone out-of-state. The answer is yes, but there are some important details to understand. How Out-of-State Laws Affect Your Case When a defendant lives outside Florida, courts may need to consider jurisdiction . Essentially, whether Florida courts have the authority to hear the case. In many situations, if the incident happened in Florida or caused harm here, the court can still proceed. Additionally, different states have different laws regarding personal injury claims, including statutes of limitations, liability rules, and damages. This can affect how a case is filed and what compensation may be available. Steps to Take Consult an Experienced Attorney: A skilled Florida personal injury attorney can determine whether your case can proceed here or if another state’s laws may apply. Gather Evidence: Documentation such as medical records, accident reports, and witness statements is crucial, especially if the defendant is out-of-state. Understand Service of Process: The defendant must be formally notified of the lawsuit. Serving someone in another state follows specific legal procedures to ensure the court has jurisdiction.  Consider Legal Strategy: Sometimes, pursuing a claim in Florida is straightforward; other times, filing in the defendant’s home state may be necessary. Your attorney will guide you through the best approach. Protect Your Rights Handling a case with an out-of-state defendant can be complicated, but you don’t have to navigate it alone . The team at GTS Law Firm has experience helping clients pursue personal injury claims, even when the responsible party lives outside Florida. We focus on protecting your rights and working toward the compensation you deserve. Contact GTS Law Firm today to speak with an attorney about your personal injury case. (941) 625-6666

Driving Habit Accidents: How Everyday Choices Can Put You at Risk

By Jason B. Goldman • September 8, 2025
When it comes to staying safe on the road, habits matter. Many car accidents are not caused by reckless behavior or extreme conditions, but by everyday driving habits that increase risk over time. From texting while driving to consistently rolling through stop signs, these seemingly minor behaviors can have serious consequences. Common Driving Habits That Lead to Accidents Distracted Driving – Phones, navigation systems, or even conversations with passengers can take attention away from the road. Distracted driving contributes to thousands of accidents each year. Following Too Closely – Tailgating reduces reaction time and can turn a minor slowdown into a major collision. Speeding in Familiar Areas – Drivers often feel comfortable speeding on roads they know well, underestimating risks like sudden stops or pedestrian crossings. Improper Lane Changes – Not checking mirrors or blind spots increases the chance of side collisions. Rolling Through Stop Signs and Traffic Signals – A habit of ignoring stop signs or lights, even slightly, can lead to intersection accidents. Why Habits Matter Repeated behaviors form patterns. Even safe drivers can develop risky habits over time without realizing it. Insurance companies, accident investigators, and courts often consider a driver’s habits when determining fault or liability after a crash. Protect Yourself and Others Be mindful of your driving habits – Small adjustments can prevent accidents. Avoid distractions – Keep your focus on the road at all times. Maintain safe following distances – Give yourself enough time to react.  Follow traffic laws consistently – Stop signs and lights exist to protect everyone. At GTS Law Firm , we understand how habitual driving behaviors can affect accident outcomes. If you or a loved one has been involved in a collision caused by another driver’s habits, our experienced team is here to help you navigate the legal process and secure the compensation you deserve. Contact us today to schedule a consultation and protect your rights. (941) 625-6666

Back-to-School Safety: Staying Alert in Busy Parking Lots

By Jason B. Goldman • August 13, 2025
As Charlotte County families prepare for the new school year, stores are crowded with parents and children picking up backpacks, notebooks, and other supplies. While the excitement is high, parking lots at big-box stores and shopping centers can become dangerous if drivers and pedestrians aren’t paying attention. Why Parking Lot Safety Matters Parking lots can be high-risk areas, especially during peak back-to-school shopping times. With increased traffic, pedestrians—especially children—can be hard to see, and distractions can lead to accidents. For Drivers: Navigating Parking Lots Safely Slow Down: Keep speeds low and be ready to stop suddenly. Stay Off Devices: Distractions can cause you to miss a pedestrian. Watch for Children: Kids can dart out from between cars without warning. Use Signals: Let others know when you’re turning or backing up. For Parents and Shoppers Hold Hands with Young Children: Keep them close in busy parking areas. Load Carefully: Position carts and children out of moving traffic while loading purchases. Teach Awareness: Remind kids to stop and look before crossing lanes or emerging from between cars. GTS Law Firm: Protecting Families in Charlotte County At GTS Law Firm, we know that even a quick shopping trip can lead to unexpected accidents. If you or your child is injured due to a driver’s negligence in a parking lot, our attorneys are here to help you understand your rights and seek fair compensation. Let’s keep this back-to-school season safe—not just on the roads, but in the parking lots where families gather to prepare for the year ahead. If you’ve been involved in a parking lot incident, contact GTS Law Firm for a consultation.

Back to School Safety: Sharing the Road with Buses and Students in Charlotte County

By Jason B. Goldman • August 13, 2025
As summer winds down and the school year begins, Charlotte County’s roads become busier with school buses, parents dropping off children, and students walking or biking to class. This time of year is a reminder for all drivers to slow down, stay alert, and take extra precautions to protect our community’s youngest members. School Bus Safety School buses are one of the safest modes of transportation for students, but safety depends on drivers following the law: Stop for School Buses: Florida law requires drivers to stop when a school bus has its stop arm extended and red lights flashing, regardless of the direction you’re traveling (unless there’s a divided highway with a barrier). Keep a Safe Distance: Maintain at least 20 feet behind a stopped school bus to give children space to cross safely. Be Patient: School bus stops take time as children may be crossing from multiple directions. Pedestrian and Bicyclist Safety Students walking or biking to school are more vulnerable during early morning and afternoon hours: Watch for Crosswalks: Always yield to pedestrians at crosswalks and school crossings. Slow Down in School Zones: Observe posted speed limits, which are often 15-20 mph in school areas. Avoid Distractions: Keep phones down and focus on the road, especially during pick-up and drop-off times. Tips for Parents and Students Teach Safe Habits: Remind children to look both ways before crossing the street and to use crosswalks. Bike Safety: Ensure children wear helmets and use bike lanes when available. Visibility Counts: Bright clothing or reflective gear can help drivers see students more easily. \ GTS Law Firm: Advocating for a Safer Community At GTS Law Firm, we are committed to helping keep Charlotte County safe—on and off the road. Unfortunately, accidents can still happen despite best efforts. If you or a loved one is injured due to a driver’s negligence, our experienced attorneys are here to protect your rights and seek the compensation you deserve. As we head into the school year, let’s all do our part to share the road responsibly and make this season a safe one for every student. If you have questions about your rights following a traffic incident, contact GTS Law Firm today for a consultation.